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Protected principal savings tools are the type of products that allow you to not lose your original amount of money and earned interest. During the Great Depression when banks were closing and the stock market crashed, people who used these types of savings vehicles did not lose their money.

There are many different types of protected principal tools. Some of them allow you to earn fixed interest rates that banks cannot compete against while allowing you as the saver to participate in the upswing of the stock market. When the stock market goes up you gain a higher rate of return and when the stock market goes down you still earn that fixed guaranteed interest rate.

Clearly, there is no other savings vehicle that can perform like guaranteed protected principal savings tools. If having an income for the rest of your life is important to you, fixed guaranteed protected principal tools might be ideal for your portfolio. Click here to read more about these tools.