There has never been a better time to know that you have guaranteed income for life. Life is uncertain, and many events outside of our control impact our ability to save our money, make a return on our money, and know that we can have guaranteed income for the rest of our lives.

As you probably know by now, U.S. Supreme Court Justice Antonin Scalia was found dead this past weekend. For some time it has been said that he was the last judge who caused the court to often be split. With Scalia's death the political landscape of America hangs in the balance, and if President Obama is successful in appointing his judge of choice it won't be favorable for limited government seekers.

Things like nationalizing 401Ks and IRAs will have a clear path to success. After all, liberal nanny state types have been salivating over the juicy $18 trillion in retirement accounts. With a liberal big government justice this prize will be easily attainable. Republican leaders have already come out saying they will not go along with any appointee Obama nominates, but let's not forget that Congressional Republicans have time and time again given Obama everything he desires. Saying and doing are two very different things.

We'd be remiss if we didn't warn you about the Federal Reserve Chair's statement last week. After recently increasing interest rates one quarter of one percent in December, Fed Chair Janet Yellen said last week that we should not rule our negative interest rates. This means that when you have money in the bank it will be taxed. The goal is to incentivize banks to loan money, but it's a last ditch effort. Interest rates have been at near zero for historic lengths of time. At some point rates have to go up, but the Fed is talking about negative rates. Ever since the rates went up in December the stock market has struggled to trade positively. What you need to know:

1. Rates went up in December by one quarter of one percent, and the stock market has struggled to trade positively this year.
2.  The Federal Reserve is discussing negative interest rates. This last ditch effort will drive the economy into the ground.
3. The Federal Reserve will eventually not be able to control rates and they will go up. They have to go up.

Think this a problem that lacks a clear path to being solved? You're right. 

We tell you all these warnings because they reinforce to our clients that they have been wiser than conventional stock market investors, mutual fund buyers, or bank savers. The simple reason for this is that they have accountability for each dollar and they have the ability to create an income for life with our strategies.

If you believe what most stockbrokers tell you, you'll rue the day your money is depleted. They mimic Obama and tell you anybody who says the economy is not strong is peddling fiction. Tell a lie long enough and people will believe it.

A notable quote comes to mind: "You can avoid reality, but you cannot avoid the consequences of avoiding reality." Be sure to register for our client only seminar March 8th at noon. Click here to register.